Lots of opinions

The pieces catching my eye today are on the Opinion pages rather than big news items:

• A member of the Chester County Transportation Management Association argues that we need to get moving on a Schuylkill Valley SEPTA line if we ever want to get control over the local commuting mess -- action, not study.
  
  
• A consumer advocate takes the legislature to task for its defense of payday lending, and gives some stats to back up the criticism: most notably, the vast majority of loan customers are repeat rather than one-time, which undercuts the "emergency need" argument.
  
  
• John Baer is agog over one PA judge's comment that "nobody was complaining" about the recent statewide pay-hike. He must not get out much.